What’s involved?
At Find Home Loans, we do things a little different to the rest of the market place which allows us to negotiate and offer better rates than other mortgage brokers around the country.
The first step to discuss your requirements with one of our Mortgage Consultants is to complete a Home Loan Enquiry Form. By completing this form in full and providing as many comments as possible it will allows us to start analysing your requirements straight away. Once we are up to date with your current situation we will give you a call to discuss your options further. By allowing us to delve a little deeper into your requirements we can then start to narrow down the best loan product suitable for your requirements.
Once we have worked out what loan product is best for you, we organise you to meet directly with that particular loan provider. This way you get to deal direct with the bank or non bank lender who knows the intimate details about the loan and the process moving forward. By meeting directly with the lender instead of with us, your Mortgage Consultant, we then give up any trail commission we may have earned and pass that directly on to you, thus allowing us to negotiate your rates to a lower level. We can do this because we deal in huge volumes of loans every month.
So by working with us, you get the benefits of your own mortgage consultant, but with the buyer power of all our clients and dealing direct with the bank. You couldn’t ask for anything more!
So our Find Home Loans Mortgage Consultants do all the hard work in finding out the right loan product for you and negotiating the interest rates. We can help you calculate how much you can borrow and what your repayments are likely to be. Of course we’ll mention the other fees and charges that you will be required to pay through the application process and demonstrate ways that you may be able to save money by adjusting your requirement to suite you better.
Other things you may wish to discuss with our Mortgage Consultants include:
- Lenders Mortgage Insurance
- First Home Grants
- Stamp Duty Savings on Off the plan property under $600,000
- Equity Release
- Debt Consolidation to save you thousands
You can complete the form and speak with our Mortgage Consultants obligation free. We do not charge anything for our service as we receive an upfront commission fee from the lender of choice. This is outlined in the Mortgage Documents you sign directly with the selected lender.
Complete our Home Loan Enquiry Form today and start the process...